Karl's Mortgage Calculator 3.12.1

Karl's Mortgage Calculator 3.12.1

Dr Karl Jeacle – Freeware – Android iOS
out of 7049 votes
Latest Version
3.12.1
Safe to install
VERY GOOD User Rating

This tool provides you with the ability to calculate mortgage payments based on factors such as principal, interest, and term. It also allows you to reverse calculate any one variable when given the other three.

You have the option to input a down payment amount or percentage, allowing the calculator to determine the size of mortgage you require.

Additionally, you can see how your monthly payment changes when considering additional loan costs such as PMI, HOA fees, taxes, and insurance.

The calculator is designed to support Fixed and Adjustable Rate Mortgages (ARM) loans, with the option to input up to five changes in interest rates. It also accommodates interest-only mortgages.

If you wish to pay off your mortgage early, you can easily incorporate extra payments into your calculation. Whether it's a one-off payment or regular monthly or annual payments, the calculator allows you to choose from up to ten additional payment amounts and periods. This feature provides insight into how much money you can save over the course of your loan.

For versatility, you have the ability to choose from various loan payment frequencies ranging from weekly to annual payments. You can also adjust the compounding period to align with your needs, be it daily through annual periods. The calculator is compatible with Canadian mortgages as well as UK annual rest mortgages.

To further customize your calculations, multiple rounding options are available. You can choose between no rounding, round half up, round half down, round to even, round to ceiling, and round to floor.

In addition, this calculator supports the input and display of multiple currencies.

It is important to note that internet access is required for ads and analytics purposes when using this tool.

Overview

Karl's Mortgage Calculator is a Freeware software in the category Business developed by Dr Karl Jeacle.

The latest version of Karl's Mortgage Calculator is 3.12.1, released on 04/06/2025. It was initially added to our database on 10/21/2023.

Karl's Mortgage Calculator runs on the following operating systems: Android/iOS.

Users of Karl's Mortgage Calculator gave it a rating of 4 out of 5 stars.

FAQ

What is Karl's Mortgage Calculator?

Karl's Mortgage Calculator is an online tool created by Dr. Karl Jeacle that helps users calculate mortgage payments, including principal and interest.

How does the mortgage calculator work?

Users input their mortgage amount, interest rate, and loan term, and the calculator computes monthly payments and total interest.

Is Karl's Mortgage Calculator free to use?

Yes, the mortgage calculator is completely free to use.

Can I save my calculations for later?

No, the calculator does not have a save feature; you can copy the results or take screenshots for your records.

Is there a mobile version of the calculator?

Yes, Karl's Mortgage Calculator is accessible from mobile devices as it is designed to be responsive.

Does it include property taxes or insurance in the calculations?

No, the calculator only calculates principal and interest; it does not account for property taxes or insurance.

What units are used for the interest rate and loan term?

The interest rate should be entered as a percentage (%), and the loan term is typically entered in years.

Is there a limit to how much I can enter as my mortgage amount?

There is no official limit; you can input any amount, but very large numbers may affect performance.

Can I use the calculator to compare different mortgage scenarios?

Yes, you can run multiple calculations with different values to compare various scenarios manually.

Where can I find instructions on how to use the calculator?

Instructions are typically provided on the same page as the calculator; just follow the prompts for easy access.

Screenshots (Click to view larger)

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